Home Warranty Plans for Household Systems and Appliances

A home warranty plan can help eligible homeowners manage certain covered repairs when important household systems or appliances experience a breakdown. Plans may include coverage for heating and cooling equipment, plumbing, electrical systems, refrigerators, dishwashers, ovens, clothes washers, dryers and other specified residential items.

Home warranties are residential service contracts rather than homeowners insurance or manufacturer warranties. The contract describes which items and components are eligible, how service is requested and which limits, exclusions, fees and conditions apply.

Home Warranty Coverage Options

Home warranty companies commonly offer systems plans, appliance plans and combined plans. Optional add-ons may extend coverage to additional residential equipment or features that are not included in a standard plan.

Popular home warranty services and coverage options include:

• Major home systems plans
• Major household appliance plans
• Combined systems and appliance plans
• Heating and cooling system coverage
• Plumbing system coverage
• Electrical system coverage
• Kitchen appliance coverage
• Laundry appliance coverage
• Pool and spa equipment add-ons
• Septic system add-ons
• Limited roof leak add-ons
• Well pump coverage options
• Standalone freezer add-ons
• Second refrigerator coverage options
• Service request administration
• Repair or replacement authorization for eligible claims

Major Home Systems Plans

A systems plan focuses on specified built-in components that support the operation of a residence. Covered systems and components vary by contract, so the plan documents should be reviewed before enrollment.

• Heating systems
• Central air conditioning
• Ductwork
• Interior plumbing systems
• Electrical systems
• Water heaters
• Garbage disposals
• Built-in exhaust fans
• Ceiling fans
• Doorbell systems
• Garage door opener components
• Central vacuum systems where included

Heating System Coverage

Heating system coverage may apply to specified components of eligible furnaces, heat pumps, boilers and related residential heating equipment. Coverage depends on the system type and contract.

• Furnace components
• Heat pump components
• Boiler components
• Thermostats
• Blower motors
• Ignition components
• Heating controls
• Circulating pumps where included
• Covered ductwork

Items such as fuel storage tanks, fireplaces, chimneys, inaccessible components and specialty equipment may be excluded unless specifically listed.

Air Conditioning Coverage

Air conditioning coverage may help with specified mechanical and electrical components of eligible central cooling systems. Refrigerant limits, equipment types and replacement terms vary by plan.

• Central air conditioning components
• Heat pump cooling components
• Evaporator coils
• Condensing units
• Blower motors
• Thermostats
• Control boards
• Relays and capacitors
• Refrigerant-related benefits where specified

Window units, portable equipment, improperly sized systems, inaccessible components and some specialty systems may not be included unless the contract states otherwise.

Ductwork Coverage

Ductwork coverage may apply to specified sections of accessible heating and cooling ducts that distribute conditioned air throughout the residence.

• Accessible supply ducts
• Accessible return ducts
• Duct connection repairs
• Covered air distribution components
• Selected registers or dampers where listed

Coverage may exclude insulation, registers, zoning systems, inaccessible ductwork, asbestos-containing materials and defects related to design or installation.

Plumbing System Coverage

Plumbing coverage may apply to specified interior water, drain, waste and vent components. Coverage can vary significantly based on accessibility, location and cause of failure.

• Interior water supply lines
• Interior drain and waste lines
• Interior vent piping
• Faucet components where included
• Shower and tub valves
• Toilet mechanisms
• Garbage disposals
• Plumbing stoppages where included
• Pressure regulators where listed
• Built-in sump pumps where specified

Fixtures, exterior piping, sewer laterals, septic systems, water quality issues and failures caused by freezing or roots may be excluded unless specific coverage applies.

Electrical System Coverage

Electrical coverage may apply to specified permanently installed residential wiring and components located within the covered structure.

• Interior electrical wiring
• Electrical panels
• Circuit breakers
• Electrical outlets
• Wall switches
• Junction boxes
• Built-in exhaust fans
• Ceiling fans where included
• Doorbell components
• Selected electrical controls

Lighting fixtures, smart devices, low-voltage systems, utility-owned equipment, code upgrades and preexisting electrical problems may be excluded unless the contract expressly provides coverage.

Water Heater Coverage

Water heater coverage may apply to specified components of eligible tank or tankless residential systems. Included equipment depends on the selected plan.

• Tank water heater components
• Tankless water heater components where listed
• Heating elements
• Thermostats and controls
• Burner assemblies
• Gas valves where included
• Temperature and pressure relief components
• Circulation pumps where specified

Storage tanks, expansion tanks, sediment removal, code modifications and failures related to improper installation or maintenance may be limited or excluded.

Major Appliance Plans

An appliance plan focuses on specified kitchen and laundry equipment. Coverage generally applies to eligible mechanical or electrical breakdowns rather than cosmetic damage, routine maintenance or every component of an appliance.

• Refrigerators
• Ranges and cooktops
• Built-in ovens
• Dishwashers
• Built-in microwaves
• Garbage disposals
• Trash compactors
• Clothes washers
• Clothes dryers
• Kitchen exhaust fans
• Standalone freezers when included
• Second refrigerators when included

Refrigerator Coverage

Refrigerator coverage may apply to specified mechanical and electrical components of an eligible kitchen refrigerator.

• Compressor components
• Evaporator components
• Condenser components
• Thermostats
• Fans and motors
• Defrost components
• Control boards
• Ice maker components where included
• Water dispenser components where included

Interior shelves, drawers, handles, cosmetic parts, food loss and certain specialty features may be excluded or subject to separate limits.

Range, Cooktop and Oven Coverage

• Heating elements
• Burner components
• Ignition systems
• Thermostats
• Temperature controls
• Oven control boards
• Interior wiring
• Convection fans where included
• Door switches and locking components where listed

Knobs, racks, handles, cosmetic finishes, ventilation systems and misuse-related damage may not be covered.

Dishwasher Coverage

• Wash pumps
• Drain pumps
• Motors
• Heating elements
• Control boards
• Timers
• Door switches
• Valves
• Internal hoses where included
• Spray arms where specified

Built-In Microwave Coverage

Eligible built-in microwave coverage may include specified controls, motors, switches and heating components. Countertop microwave ovens are commonly treated differently unless specifically included.

Garbage Disposal Coverage

• Garbage disposal motors
• Internal grinding components
• Electrical switches where included
• Jammed disposal service where specified
• Eligible disposal replacement

Clothes Washer Coverage

• Washer motors
• Pumps
• Control boards
• Timers
• Valves
• Internal hoses
• Agitator components
• Drive systems
• Door or lid switches

Clothing damage, detergent dispensers, removable parts and failures caused by overloading or foreign objects may be excluded.

Clothes Dryer Coverage

• Dryer motors
• Heating elements
• Ignition components
• Timers
• Control boards
• Drum rollers
• Drive belts
• Thermostats
• Door switches

Exterior dryer vents, routine lint removal and cosmetic components may not be included in standard appliance coverage.

Combined Home Warranty Plans

A combined plan includes selected home systems and appliances in one residential service contract. Combined coverage can simplify plan administration for homeowners who want broader protection than a systems-only or appliance-only option.

• Heating and cooling systems
• Plumbing systems
• Electrical systems
• Water heaters
• Kitchen appliances
• Laundry appliances
• Garage door opener components
• Built-in household equipment
• Optional add-on eligibility

Combined plans do not automatically cover every system, appliance, repair or replacement. The contract remains the controlling source for covered items and conditions.

Optional Home Warranty Add-Ons

Optional add-ons may extend protection to specialty equipment, secondary appliances or property features that are not included in a base plan. Availability and limits vary.

• Swimming pool equipment
• Spa and hot tub equipment
• Septic system components
• Well pumps
• Limited roof leak coverage
• Second refrigerators
• Standalone freezers
• Additional air conditioning systems
• Additional heating systems
• Guest house equipment
• Water softeners
• Limited sprinkler system components
• Home electronics protection where offered

Pool and Spa Equipment Coverage

Pool and spa add-ons may apply to specified pumps, motors, filters, heaters and control components. Coverage generally does not include the pool structure, surfaces, liners, cleaning equipment or every plumbing component.

• Pool circulation pumps
• Pool motors
• Pool filters
• Pool heaters where included
• Spa circulation equipment
• Selected valves and controls
• Shared pool and spa equipment

Septic System Coverage

A septic add-on may provide limited coverage for specified system components or stoppages. Septic tanks, drain fields, pumping, excavation and inaccessible piping may be excluded or limited.

• Septic system pumping benefits where specified
• Septic ejector pumps
• Selected line stoppages
• Specified mechanical components
• Limited septic system service

Well Pump Coverage

Well pump add-ons may apply to specified components that supply water to the covered residence. Wells, casings, storage tanks, water quality and inaccessible components may not be covered.

• Well pump motors
• Well pump controls
• Selected electrical components
• Pressure-related components where listed
• Eligible well pump repair or replacement

Limited Roof Leak Coverage

Roof leak add-ons may provide limited repair benefits for specified leaks over occupied residential areas. Complete roof replacement, structural damage, gutters, flashing and leaks caused by excluded events may not be included.

• Specified roof leak repairs
• Limited patching benefits
• Covered occupied-area leaks
• Roof leak service evaluation

Additional Appliance Coverage

• Second refrigerators
• Standalone freezers
• Additional clothes washers
• Additional clothes dryers
• Outdoor kitchen appliances where offered
• Wine refrigerators where specified

Home Warranty Service Requests

When a covered item experiences a problem, the contract holder submits a service request according to the plan’s procedures. The administrator reviews the request and may assign an available service provider to diagnose the item.

1. Confirm that the affected property and item are enrolled.
2. Submit the service request through the available process.
3. Provide information about the reported malfunction.
4. Pay the applicable service request or trade call fee.
5. Schedule access for the assigned service provider.
6. Allow the service provider to diagnose the problem.
7. Wait for authorization when required by the contract.
8. Complete an approved repair or replacement remedy.
9. Review any noncovered costs before additional work begins.

Submitting a service request does not guarantee coverage. Eligibility is determined after the reported failure is evaluated under the service contract.

Repair and Replacement Decisions

If a claim is covered, the home warranty provider may authorize repair, replacement, a cash payment or another remedy permitted by the contract. The provider may determine which remedy applies.

• Diagnostic service
• Covered component repair
• Part replacement
• Equipment replacement when authorized
• Cash-in-lieu options where permitted
• Alternative benefit options where stated
• Coverage-limit application
• Noncovered upgrade options

Replacement equipment may provide comparable basic capacity or functionality rather than matching every feature, brand, color or dimension of the original item. Modifications, code corrections and disposal may be excluded or subject to separate limits.

Home Warranty Service Fees

Most home warranty plans require a service request fee, trade call fee or similar charge when service is requested. The fee may be due even when the problem is excluded, no failure is found or repair is not authorized.

• Per-request service fees
• Trade call fees
• Separate fees for different trades
• Return visit terms
• After-hours service limitations
• Noncovered diagnostic charges where applicable

Plan price and service fees should be considered together when comparing coverage.

Home Warranty Coverage Limits

Home warranty contracts may limit the amount payable for an individual item, component, category or contract term. Additional limits may apply to specialty equipment and optional add-ons.

• Per-item coverage limits
• Per-system coverage limits
• Per-appliance coverage limits
• Contract-term aggregate limits
• Refrigerant limits
• Roof leak limits
• Pool and spa limits
• Septic and well pump limits
• Access and modification limits
• Code upgrade limits

Common Home Warranty Exclusions

Home warranties do not cover every malfunction or property expense. Exclusions differ by contract but may include:

• Failures that began before coverage became effective
• Known preexisting conditions
• Improper installation or previous repair
• Insufficient maintenance
• Misuse, abuse or neglect
• Cosmetic damage
• Routine maintenance
• Normal cleaning and adjustments
• Structural components
• Foundation problems
• Hazardous material removal
• Damage caused by pests
• Weather, fire, flooding or other insured events
• Manufacturer recalls
• Commercial or nonresidential use
• Items not specifically listed in the contract

Preexisting Conditions

A preexisting condition is a problem that existed before the applicable coverage period began. Contracts may exclude known conditions and conditions that should reasonably have been detected through ordinary observation or testing.

Definitions and eligibility standards vary, so the contract should be reviewed for the specific treatment of preexisting conditions.

Maintenance Requirements

Home warranty coverage does not replace routine care. Systems and appliances should be installed, operated and maintained according to manufacturer instructions and applicable requirements.

• Heating and cooling filter replacement
• Air conditioning coil cleaning
• Plumbing leak repair
• Water heater maintenance
• Refrigerator coil cleaning
• Dryer vent cleaning
• Dishwasher filter cleaning
• Garbage disposal care
• Pool and spa maintenance
• Septic pumping and maintenance
• Smoke and carbon monoxide detector maintenance
• Retention of service and maintenance records

A claim may be limited or denied when the failure results from excluded maintenance, misuse or an installation problem.

Waiting Periods and Coverage Dates

Some home warranty plans include a waiting period before new service requests become eligible. Real estate transaction plans, renewals and other plan types may use different effective-date rules.

• Plan purchase date
• Coverage effective date
• Waiting period
• Contract expiration date
• Renewal date
• Real estate closing date
• Cancellation period

A malfunction that begins before the coverage effective date may not qualify even if service is requested later.

Home Warranty Plans for Homeowners

Homeowner plans are designed for occupied residential properties and may be purchased for an existing home subject to the provider’s eligibility rules.

• Systems-only plans
• Appliance-only plans
• Combined coverage plans
• Optional specialty add-ons
• Annual service contracts
• Renewal coverage where available
• Primary residence plans
• Eligible secondary residence plans

Home Warranty Plans for Home Buyers

A buyer home warranty may provide specified coverage after a real estate closing. These plans are sometimes purchased by the buyer, seller or another authorized party involved in the transaction.

• Buyer systems coverage
• Buyer appliance coverage
• Combined buyer plans
• First-year home warranty plans
• Optional pool and spa coverage
• Optional septic and well coverage
• New homeowner service support

A buyer plan does not replace a professional home inspection or guarantee the condition of the property at closing.

Home Warranty Plans for Sellers

Seller coverage may provide limited protection for eligible systems and appliances while a listed property is awaiting sale. Coverage terms, duration and conversion to buyer coverage vary.

• Home listing coverage
• Eligible system protection
• Eligible appliance protection
• Coverage during the listing period
• Buyer plan conversion where offered
• Real estate transaction support

Real Estate Home Warranty Plans

Real estate home warranty plans are structured around property transactions and may include different benefits, effective dates and eligibility requirements from direct-to-consumer plans.

• Buyer coverage
• Seller coverage
• Closing-related enrollment
• Real estate professional ordering
• Transaction plan upgrades
• Optional add-on coverage
• Coverage document administration

Home Warranty Plans for Rental Properties

Some providers offer residential service contracts for eligible rental homes. Coverage may support property owners and managers when specified systems or appliances experience covered failures.

• Single-family rental plans
• Condominium rental plans
• Townhouse rental plans
• Systems and appliance coverage
• Service request administration
• Property manager account access where available
• Multiple-property plans where offered

Tenant-caused damage, commercial activity and unauthorized equipment may be excluded. Each property and item must satisfy the plan’s eligibility requirements.

Home Warranty Plans for Condominiums and Townhomes

Condominium and townhouse plans generally focus on systems and appliances that are the individual owner’s responsibility. Common elements and association-maintained equipment are typically treated separately.

• Interior plumbing components
• Unit electrical systems
• Heating and cooling equipment
• Water heaters
• Kitchen appliances
• Laundry appliances
• Optional add-ons where eligible

Home Warranty Renewals

Renewal is generally not automatic unless the enrollment terms provide otherwise. Prices, service fees, limits and covered items may change for a new contract term.

• Annual plan renewal
• Coverage option review
• Service fee review
• Add-on coverage changes
• Updated contract terms
• Payment method updates
• Cancellation and nonrenewal terms

Renewal documents should be reviewed rather than assuming the previous contract terms remain unchanged.

Home Warranty Cancellation

Cancellation rights, notice requirements, administrative fees and refund calculations vary by contract and applicable law.

• Initial review or cancellation periods
• Written cancellation procedures
• Prorated refund terms
• Administrative fees
• Claim-related refund adjustments
• Transfer or continuation options

Home Warranty Transfer Options

Some plans may be transferred when a covered property is sold. Transfer eligibility, deadlines and fees should be confirmed before the transaction is completed.

• Property sale transfers
• Buyer plan continuation
• Transfer documentation
• Transfer fees where applicable
• Updated owner information
• Remaining coverage term confirmation

Home Warranty Service Provider Networks

Many home warranty companies use networks of independent service providers. The assigned contractor diagnoses the reported problem and submits findings for any authorization required under the plan.

• Heating and cooling technicians
• Plumbing service providers
• Electrical service providers
• Appliance repair technicians
• Garage door service providers
• Pool and spa technicians
• Septic and well service providers
• Specialty residential contractors

The provider may control contractor selection. Using an outside contractor without required authorization can affect eligibility for reimbursement.

Home Warranty Repair Authorization

Some service contracts require authorization before repairs, parts, replacements or additional diagnostic work are completed.

• Initial claim review
• Service provider diagnosis
• Coverage determination
• Repair authorization
• Part ordering approval
• Replacement approval
• Second opinion where permitted
• Noncovered cost disclosure

Home Warranty Versus Homeowners Insurance

A home warranty and homeowners insurance address different types of risk.

• A home warranty is generally a residential service contract.
• It may help with specified system and appliance breakdowns.
• Homeowners insurance addresses covered losses described by the insurance policy.
• Insurance may address events such as fire, theft or certain storm damage.
• A home warranty generally does not replace property insurance.
• Neither product covers every repair or loss.

Home Warranty Versus Manufacturer Warranty

A manufacturer warranty is generally provided with a new product and covers specified defects for a limited period. A home warranty is purchased separately and applies according to its own service contract.

• Manufacturer warranties apply to specific products.
• Home warranty plans may include multiple eligible items.
• Manufacturer warranty terms may take priority while active.
• Overlapping coverage may limit home warranty benefits.
• Proof of purchase may be required for manufacturer service.

Home Warranty Versus Builder Warranty

A builder warranty may address specified construction work, materials or structural elements in a newly built home. A home warranty service contract typically focuses on selected systems and appliances.

• Builder warranties relate to new construction.
• Home warranties relate to listed systems and appliances.
• Builder coverage may include workmanship or structural terms.
• Home warranty coverage is controlled by the service contract.
• Both products can contain exclusions and claim procedures.

Residential Coverage Rather Than Commercial Protection

Home warranty plans are generally designed for eligible residential properties. Commercial buildings and business equipment usually require commercial service agreements, equipment maintenance contracts, manufacturer coverage or commercial property insurance.

• Residential home systems
• Household appliances
• Primary residences
• Eligible secondary homes
• Eligible residential rental properties
• Condominiums and townhomes

Equipment used for commercial purposes may be excluded even when it is physically located at a residence.

Common Reasons Home Warranty Claims May Be Denied

• The item is not listed as covered.
• The failed component is excluded.
• The problem began before coverage became effective.
• The failure resulted from improper installation.
• The item was not maintained as required.
• The damage resulted from misuse or neglect.
• The condition is cosmetic rather than functional.
• The item is used commercially.
• The service provider was not authorized.
• The claim exceeds an applicable coverage limit.
• The failure resulted from an insured event.
• The property or equipment does not meet eligibility requirements.

Comparing Home Warranty Plans

Plan comparisons should evaluate the complete contract rather than relying only on the monthly or annual price.

• Covered systems and appliances
• Covered components within each item
• Plan exclusions
• Coverage limits
• Service request fees
• Waiting periods
• Preexisting condition language
• Maintenance requirements
• Contractor selection rules
• Repair authorization procedures
• Replacement and cash payment terms
• Optional add-on coverage
• Cancellation provisions
• Renewal terms

Questions to Ask Before Selecting a Home Warranty

• Which systems and appliances are included?
• Which components of each item are excluded?
• What is the service request fee?
• Are there per-item or annual coverage limits?
• How are preexisting conditions defined?
• Is there a waiting period?
• Who selects the service provider?
• Is authorization required before repairs?
• How are replacement decisions made?
• Are code modifications covered?
• Are refrigerant and disposal costs limited?
• Can the contract be canceled or transferred?
• How does renewal work?
• Which add-ons are available?

Home Warranty Service Process

1. Select a systems, appliance or combined residential plan.
2. Review the complete service contract and coverage details.
3. Choose any eligible optional add-ons.
4. Confirm the coverage effective date and waiting period.
5. Maintain covered systems and appliances appropriately.
6. Submit a service request after an eligible malfunction.
7. Pay the applicable service request fee.
8. Allow the assigned provider to diagnose the item.
9. Wait for claim authorization when required.
10. Complete the approved remedy under the contract terms.

Benefits of a Home Warranty Plan

• One plan for multiple eligible residential items
• Access to service request administration
• Potential assistance with specified covered repairs
• Repair or replacement remedies when authorized
• Systems-only, appliance-only and combined options
• Optional add-ons for specialty residential equipment
• Coverage options for buyers, sellers and homeowners
• Support for eligible rental properties where offered
• Defined service fees and coverage limits
• Annual plan options

The value of a home warranty depends on the contract, price, service fees, exclusions, claim experience and repairs needed during the coverage term. Benefits are not guaranteed to exceed the total cost of the plan.

Frequently Asked Questions About Home Warranties

What is a home warranty?

A home warranty is generally a residential service contract that may help pay for specified repairs or replacements when listed systems and appliances experience eligible breakdowns during the contract term.

Is a home warranty the same as homeowners insurance?

No. Homeowners insurance and home warranty contracts cover different risks. A home warranty does not replace required or recommended property insurance.

Is a home warranty the same as a manufacturer warranty?

No. A manufacturer warranty accompanies a specific product under its own terms. A home warranty is purchased separately and may include multiple eligible systems or appliances.

What do home warranty plans usually cover?

Depending on the plan, coverage may include specified heating, cooling, plumbing and electrical components along with selected kitchen and laundry appliances.

Does a home warranty cover every repair?

No. Coverage applies only to eligible items, components and failures described in the contract. Exclusions, limits and service fees apply.

Does a home warranty cover preexisting conditions?

Many contracts exclude known preexisting conditions and conditions that began before the coverage effective date. Definitions and eligibility rules vary.

Does a home warranty cover old appliances?

Some plans cover eligible appliances regardless of age, but condition, maintenance, installation and cause of failure can affect coverage.

Will a home warranty replace an old system automatically?

No. Age alone does not generally trigger replacement. The item must experience an eligible failure, and the provider determines the available remedy under the contract.

Who decides whether an item is repaired or replaced?

The home warranty provider or administrator generally decides which covered remedy applies after reviewing the diagnosis and contract terms.

Will replacement equipment match the existing brand?

Not necessarily. Replacement may be based on comparable basic function or capacity rather than brand, color, dimensions or every original feature.

What is a home warranty service fee?

A service fee is the amount the contract holder pays when requesting a service visit. It may apply even when the reported problem is not covered.

Can I choose my own repair contractor?

Some plans require use of an assigned provider. Others may allow an outside contractor only after receiving advance authorization. Unauthorized work may not be reimbursed.

Does a home warranty cover routine maintenance?

Routine maintenance is generally the property owner’s responsibility unless a specific maintenance benefit is included.

Does a home warranty cover roof replacement?

Standard plans generally do not provide complete roof replacement. An optional roof benefit may cover limited repairs to specified leaks under stated limits.

Does a home warranty cover plumbing leaks?

Some plans cover specified accessible interior plumbing components. Fixtures, exterior lines, slab access, sewer laterals and resulting property damage may be excluded or limited.

Does a home warranty cover heating and air conditioning?

Systems plans commonly include specified heating and cooling components, subject to equipment eligibility, exclusions, refrigerant limits and other contract terms.

Are pools and septic systems covered?

Pool, spa, septic and well equipment commonly require optional add-on coverage. Even with an add-on, only specified components and amounts may be included.

Does a home warranty cover commercial property?

Home warranty plans are generally intended for eligible residential property. Commercial buildings and business equipment typically require different contracts or insurance products.

Can a home warranty be purchased during a real estate transaction?

Yes. Buyer and seller plans may be available through real estate transactions. Coverage dates and benefits can differ from plans purchased directly by homeowners.

Can a home warranty be transferred to a buyer?

Some contracts permit transfer after a property sale. Eligibility, notice deadlines and transfer fees vary.

Can a home warranty plan be canceled?

Cancellation terms depend on the contract and applicable law. Administrative fees, claim deductions and prorated refund calculations may apply.

Does a home warranty guarantee immediate service?

No. Scheduling depends on provider availability, parts, weather, access, the type of problem and the service contract.

Is emergency service included?

Emergency or after-hours service varies by plan and provider. Situations involving immediate danger should be handled through appropriate emergency procedures rather than relying solely on a home warranty request.

Should the service contract be reviewed before enrollment?

Yes. The contract explains covered items, exclusions, limits, fees, waiting periods, claim procedures, cancellation rights and renewal terms.

Residential Protection for Covered Systems and Appliances

Home warranty plans provide service-contract options for specified household systems, major appliances and eligible specialty equipment. Systems-only, appliance-only and combined plans allow homeowners to select coverage based on the residential items they want included.

Every benefit remains subject to the service contract. Reviewing covered components, exclusions, limits, fees and claim procedures before enrollment provides a clearer understanding of how the plan works when service is needed.